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Payment Options

Woman with credit card

Everyone gets approved at 7 Day!

We have many different payment options to help you finance your purchase.  We work with customers from all walks of life and understand not everyone needs the same type of financing.  For that reason, we offer multiple types of financing and would love to work with you to find the right fit for you.

SELECT ONE OF THE ONLINE APPLICATIONS BELOW FOR INSTANT APPROVAL. 

EACH COMPANY HAS DIFFERENT METRICS; IF YOU ARE DENIED BY ONE, YOU MAY BE APPROVED BY ANOTHER!

7 Day Furniture charges a separate fully refundable processing fee for Lease to Own payment options, Layaway payment options, and 8 Weeks Same as Cash payment options.  These processing fees range from $10 to $45 based on the operating costs incurred by 7 Day Furniture.

TD Bank

*Subject to Credit approval. Restrictions apply.
Ask for details.

12 Months Special Financing* for any Sale Over $299.99
Offered Year Round Promotion for Extended Months Offered When Advertised Valid State Issued ID or Government ID


Brandsource Credit Card

Citi Brandsource Credit Card

Credit Based
12 Months Special Financing for any Sale Over $299.99 Offered Year Round Promotion for Extended Months Offered When Advertised Valid State Issued ID or Government ID.

*With credit approval for qualifying purchases made on the Brandsource credit card at participating stores. As of October 2, 2018, APR for purchases is 30.49% . Minimum interest charge: $2. See card agreement for details. Offer valid for consumer.


acima leasing

No Credit Needed Flexible Payment Option

Approvals up to $5,000 

Required:
-Valid Bank Account
-Current Drivers' License, State ID, Passport (US or Mexico), Matricula Consular, Resident Alien Card, or Military ID

Key Features:
-No Application Fee (Just pay initial payment)


Snap Finance

To apply, you’ll need to:  

-Be of legal age to enter into a contract  

-Have a steady monthly income of at least $1,000

-Have an active checking account 

-Provide a valid email address and smart phone number 

-With approvals up to $5,000², don’t wait – get what you need TODAY with Snap!


First State and Town Financial

First State
- Build Credit - Lease to Own.
- Local Omaha Office.
- Up to $6,000 Instant Approvals.
- 100 Day / 6 Month & 12 Month Cash Options.
- Electronic Payment Method - Credit/Debit Card/Valid Checking Account.
- Valid State Issued ID or Government ID: Matricula Consula Accepted.

Town Financial
- 6 Months Same as Cash.
- Approvals up to $5,000.
- Local Council Bluffs Office.
- Build Credit - Reports to Credit Bureau.
- Valid State Issued ID or Government ID: Matricula Consula Accepted.


7 Day Furniture

8 Week Layaway In House Financing - Everyone is Approved

- Must put down 25% of total 
- No Payment Schedule - Balance Must Be Paid Off Within 8 Weeks
- Sale must be over $200
- Plus $10 processing fee 


7 Day Furniture

8 Week Same As Cash In House Financing - Everyone is Approved

- Must Apply In The Store
- Sale Must Be Between $400.00 and $1000.00. Must pay difference if sale exceeds $1000
- First Payment Due the Day of the Sale = is 50% of Sale Total + $45 processing fee + sales tax
- Any State or Government Issues ID. Matricula Consular Accepted.

- Must have Valid Debit Card. Card must match applicants name.